Racq green slip renewal. RACQ Bank transaction and savings accounts, term deposits, home loans and personal loans. Racq green slip renewal

 
 RACQ Bank transaction and savings accounts, term deposits, home loans and personal loansRacq green slip renewal au

Got a crack or chip on your windshield or window? Act now before the damage spreads. Income Protection 4. Maximum loan term: 10 years if the value of the loan is less than $20,000, or 15 years if the value of the loan is $20,000 - $50,000. TICKETS ON SALE NOW! Vision Australia's Carols by Candlelight. Call 844-723-2524 (844-QBE-CLAIMS) , our 24/7 hotline. CTP, also known as a Green Slip in NSW, is compulsory by law, and in most states included in your car registration. Explore AAMI Car Insurance. To pay for your Green Slip more than 42 days before your registration's due, call us on 132 132 (7am–8pm) or visit your nearest branch. au Find out the cost of your compulsory third party (CTP) insurance. Renew Claims Commercial Motor Vehicle; Roadside Assistance; CTP Overview CTP. Tap 'Pay' and scroll down until you see 'Pay a bill with BPAY®'. support@enstargroup. Alternatively, if you’re unable to access the forms online, you can claim by calling us on 133 723, Monday to Friday, 8. Once you’ve paid, we’ll send a Green Slip to the TfNSW. Why choose GIO? 4. Toll relief. Primary producer policies. Switch to email for insurance documents. Click now to racq. Average premiums for young drivers aged 21–24 vary. +. Insurers Suncorp, QBE and RACQ are trying to stop a $1. Get insurance is spent by Tokio Marine & Nichido Fire Insurance Co. Third parties who could claim against you include your passengers and other road users such as pedestrians, motorcyclists, cyclists, other drivers and their passengers. Our owner-occupied Fixed Rate Home Loan is packed with benefits: $2,000 cashback on new purchase and refinance loans over $500k~. Leisure. Some policies such as CTP Green Slip Insurance count towards your Policy Count but do not receive the Loyalty Discount. Home buying guide. 59pm 13/12/23 (Melbourne time). TTY/Voice. Fire, Theft & Third Party Property Damage cover. Note: Searches can only be performed for Queensland registered vehicles. Australia. Confirmation. renewal notice from Transport for NSW (TfNSW) your Payment Reference Number (PRN), and. Select 'Manage my contact details'. However, if your licence is suspended as a result of having too many demerit points, that could increase your premium as you may be seen as a high-risk driver. 1. It covers the cost of injuries caused by your vehicle to the people involved in an accident, including the driver (if the accident occurred in NSW). We offer several types of covers to choose from. ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ Select Download Format Allianz Com Au Ctp Renewal Download Allianz Com Au Ctp Renewal PDF Download Allianz Com Au Ctp Renewal DOC ᅠ Research afsl and green slip, we take your allianz. 90 minute refresher and assessment. Renewal must be completed before your registration expires. Solar energy. Some policies such as CTP Green Slip Insurance count towards your Policy Count but do not receive the Loyalty Discount. Remaining part of the compulsory third-party scheme, known as green slips in other states, is “no longer viable” for RACQ. That’s an increase of $294 in one year! I would ring them up, and ask them, if they are quoting the correct figure, while stating its a 18. 1300 Car Insurance. 60. Call us on 13 11 60. * SA eGift cards are only available for 12-month CTP policies purchased before 30 September 2022 and whose vehicle registration renewal is due between 11 January. Good for borrowers wanting the security of fixed repayments 1, 2, 3, and 5 year terms available. If your car is more than five years old, you may need to arrange a safety inspection before you renew your Green Slip. If you have a hearing or speech impairment you can call us through the National Relay Service. Windshield and glass-only claims. Terms and conditions are subject to change without notice and so we recommend that you read these terms in full prior to applying for, and prior to any renewal of, a Roadside Assistance Policy. Carer's registration refund. Read latest articles. Take advantage of discounts from a range of partners*. Many a time, greenslip insurers change their risk profiles or has a less market capturing interest. ABOUT US. You will be able to see the bill payment in your 'Activity' along with all your other transaction. Our home insurance covers flood, storm, hail, fire and more. Bonus 15% off Home and Contents Insurance for the life of the loan with the Home. An insurance premium is the total amount you pay to insure your belongings for your chosen level of cover. Whether you need a mandatory green slip for a basic ride, or a bells-and-whistles policy for your classic restoration, we'll set you on the road to the right type of cover. qld. Try hitting refresh and, if the problem continues, contact our Customer Service Team on 1800 000 610. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and independent company from Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Your CTP depends on which Class of vehicle you drive and whether or not you claim for GST. Car, Motorcycle, Caravan and Boat Insurance policies with a start or renewal date on or after 22 March 2021. Update your details. Third Party Property cover includes: Damage to other people’s vehicles and property. Select the 'Renew' button beside the car insurance policy you wish to renew. Renew your Car Insurance Pay for a new policy Manage your monthly payments and more online with NRMA Insurance. Safety Certificates. One Of Australia's Largest And Most Awarded Insurers For Home, Business, Car & Many More. For auto complete: Call Us. vehicle registration and CTP insurance policy commence the day after the payment due date for your vehicle registration renewal. A Compulsory Third Party (CTP) Green Slip is a must-have for NSW drivers. Call 13 70 11 Make an online enquiry. "I recently went to renew my comprehensive car insurance policy when I noticed the cost had drastically increased from $598 to $800. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise. Compulsory Third Party (CTP) Insurance – known as a CTP Green Slip in NSW – is a policy to cover costs related to injuries caused in a motor vehicle accident. The first 30 minutes is used to gauge your skills and confidence, and identify areas that may require further improvement. Things to note. Loss or damage to your car, up to an agreed value. An IDP is a translation of your valid Australian drivers. Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. au. Pay monthly at no extra cost available for new policies effective from 13/11/22 and renewals from 25/12/22. Payment number. Policies eligible for the NRMA Insurance Loyalty Discount include Motor, Home, Landlord, Boat, Caravan and Trailer. Phone – pay with your credit card: Interactive voice response system on 1300 360 782. In these documents, the terms “we”, “our” and “us” refer to Insurance Australia Limited ABN 11 000 016 722 (trading as NRMA Insurance) and its related entity Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084. - Track the status of your request and get confirmation help is on the way*. Flexible cover options # Choose the level of cover you need and pay annually or monthly. You may have purchased your CTP Greenslip through an agent, however, legislation requires that the insurer be the one to mail you your CTP Greenslip renewal. Contents calculator is provided by Sum Insured Pty Ltd and should only be used as a guide. 33-minute average response time from the state’s largest roadside fleet*. NSW CTP Green Slip; ACT MAI Insurance; View all Car & Vehicle Insurance. Class 6 (light trucks and utes) – $411. - Take an app tour. Find out more. Mar 13, 2023 – 8. Call us on 133 723. Nov 18, 2017. When the US consulate officer determines that additional processing is required before they can make the decision on your US visa issuance, they issue 221 (g) form. 1300 Car Insurance. Here are some examples for registration period 1 October to 31 December 2023: Class 1 (motor cars or station wagons) – $369. This means that you do not purchase a split CTP insurance procedure but it is rather included in the fees paid for your vehicle registration. com. The cost of our Third Party Property Damage Car Insurance is determined by a range of factors, including: the age and driving experience of the person who drives the car the most. We offer insurance for the things you care about, loans to help you get ahead, solar to power your household for less, and savings at some of Australia’s most-loved retailers. Renewing your policy. If you’ve got your eye on an environmentally friendly car, then it's worth checking out the RACQ Green Car Loan. Renew or make payments. CTP insurance is paid as part of your vehicle registration. We're available 24 hours a day, 7 days a week. If you cannot find your policy on the insurance page, please call 13 1905 to discuss your options. This is covered by comprehensive car insurance. Benefits. RACQ left the CTP scheme on 1 October 2023. 15 fee and motorcycles pay $55. com for details. Read latest articles. Registered Office, Level 23, 80 Ann Street, Brisbane QLD 4000. Brisbane QLD 4001. Solar energy. Compulsory Third Party (CTP) Insurance, also known as Green Slip in New South Wales, provides cover for people who may be injured or killed in a motor vehicle accident involving your vehicle. Certified identification form. Enter the correct vehicle information on the form and click continue. Comprehensive protection for your little piece of home – on the road, at a caravan park or at home. If your policy number starts with MOT, call 132 132 (7am–8pm)Here are the answers to some of the more common questions we are asked about NRMA Roadside Assistance. 7 billion premium pool being taken over by the state as part of a review into. Complete the form to renew your policy. 189 Grey Street. au and click “Get a Quote” on the landing page’s upper right portion. When your next registration renewal is sent, we will allocate your CTP to another insurer. “It was so easy to make a claim and get my car fixed and back on the road, my car was fixed within a week or so :)”. Print your Certificate of Currency. We’re a different kind of insurer. CTP insurance is paid as part of your vehicle registration. RACQ Group Executive Banking Michelle Winzer said the Green Car Loan was a key initiative which aligned to RACQ’s 2030 strategy of helping Queenslanders transition to a more sustainable future. comparison rate*) and loan amounts from $3,000 to $150,000 with a maximum term of 5 years. The quote will be calculated using the fees that are current on the date you select. Just answer some basic questions and we'll do the rest. We don't offer cover notes. 30am to 5pm (AEST). Never ever again will i insure with QBE. We offer Comprehensive Car Insurance and Third Party Car Insurance. Call 13 46 46 to pay your excess. Quotes obtained for a Honda Civic with two drivers in their 40s residing in the Parramatta area with a history of no prior insurance claims. 20. Book online. Car, Motorcycle, Caravan and Boat Insurance policies with a start or renewal date on or after 22 March 2021. Eligible policies are Suncorp Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), Motorhome and Boat. If you’re a QBE Motorcycle insurance policy holder, you can. If your registration is more than 3 months overdue, Service NSW will cancel your registration and the due date will be the current date. Just call us and will arrange to send you a copy. Motorcycle claims. However, if you take out a policy with us, we provide a 21 day cooling off period in case you change your mind. Benefits. Phone: 1300 302 568 or visit maic. 2969% increase. What you need. Assistance app you have racq roadside assistance app you have racq in. We'll replace your car with a new one if it's stolen, less than 10 years old and you're the first registered owner ($40,000 limit, Ts&Cs apply) Up to $20 million Legal liability for damage caused by your car. Note: the Green Home Loan term can't be greater than the loan term left on your existing RACQ Bank Home Loan. Note: Searches can only be performed for Queensland registered vehicles. T&Cs apply. the year of your car. If you currently have CTP insurance with RACQ, you will remain insured with them until your vehicle registration and CTP insurance policy expire. Your vehicle registration and CTP insurance policy. Save time and manage your cover online. Renew. CTP; Home & Contents. Log in to your internet banking or call your financial institution to make your renewal payment from your account. Visit their unregistered vehicle permit page. Your policy will end and there will be no refund or transfer of your premium. 60. If flood, storm, hail, fire or theft impacts the things that are precious to you, we’ll replace your old belongings with new ones. A Green Slip covers costs like medical treatment and lost income for people who need it after they’re injured in a road accident. Get a CTP insurance quote with us now. Car, Motorcycle, Caravan and Boat Insurance policies with a start or renewal date on or after 22 March 2021. Email: info@ultracarcarecab. We can help with a range of CTP Green Slip services in a branch, including: Getting a new policy. Make a claim. At Bingle we offer cheap car insurance that's straightforward, and affordable. Other questions are considered in the quoting engine that have not been listed here. Insurers determine risk differently, so speak with. In some states, CTP insurance also gives some cover to the driver if injured but at fault in a motor vehicle accident. At approximately the same time, you will also receive your vehicle. RACQ has once again made it easier for Queenslanders to buy and install clean energy products, launching its RACQ Bank Green Personal Loan. - Track approach of our patrol to your location*. Whether you travel locally or enjoy road-tripping around the country, RACQ has a product to suit you. NRMA Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 trading as NRMA. Choose ‘Update policy’ and then ‘Listed drivers’. Many insurers increase premium and excess for young drivers (commonly set at 21 or 25 years old) or for lack of. When you sell your car, the CTP Insurance or NSW Green Slip will be transferred to the new registered owner. If you just need to pay your renewal, you can do so online in a few moments. A Green Slip doesn’t cover damage to your vehicle, other vehicles or property - only. OR. Accidental loss or damage cover, at the time of writing, includes cover for a range of incidents such as: Hail and storms including cyclones, Theft. Barry Green's Phone Number and Email. You need one before you can register your vehicle. First-time registrations (including new vehicles and interstate transfers) Providing paperwork you need to cancel your CTP Insurance, and accepting cancellation paperwork you’ve completed. The Green Slip scheme covers the cost of injuries caused by your vehicle to: Anyone else, anywhere in Australia. Often called Green Slip insurance,. If the motor vehicle accident happened on or after 1 December 2017 and you were injured in it, you may be entitled to make a CTP claim – regardless of who was at fault. 2. Our partners at Motorserve are part of the NRMA Insurance family, so you can rely on their expert mechanics to provide quality car servicing and repairs every time. The coverage’s premiums are included in the registration fee. CTP insurance is paid as part of your vehicle registration. Alternatively, you can fill out the details manually. Speak and Listen (or speech to. ctp cancellation form. Renew your existing insurance or pay for a new policy with NRMA Insurance Car Insurance CTP Home Travel Business & more. - Request roadside assistance at the tap of a button. RACQ in the community. 99 a month. To find out about interest rates on deposits over $1 million, please phone 13 1905 or drop. Compare features, get quotes for either or both, then choose coverage to suit your needs and budget. taxi allowance. ^On existing eligible policies, the discount will apply from the date of your next policy renewal. the year of your car. To cancel your car insurance: Log in to My RACQ here to access your insurance dashboard. To make a claim on Comprehensive, Third Party or Theft cover, call 13 Bike (. Rates current as at 21 November 2023 and subject to change at any time. Find out if you need CTP InsuranceOther Ways to Pay Your NSW CTP Green Slip Renewal Other Ways to Pay Your Excess. 13 10 13. the location your car is parked. Please ensure you have your policy number available when you call. Mon-Fri 8am-5pm, Sat 8am-1. Leading Queensland insurer, RACQ, has announced plans to withdraw from Queensland’s Compulsory Third Party (CTP) insurance scheme after years of advocating for fairness to be restored. Use our quick and easy tool to find a vehicle’s CTP insurer. 1. 00am 1/8/23 to 11. RACQ, which took in almost $1 billion in premiums last year, posted profits of $56. You can use the NSW Green Slip Price Check website to compare. Automatically detect your location using GPS^. Injuries caused by a trailer when attached to the vehicle. Learn more. What does CTP insurance cover? CTP insurance is a mandatory requirement for all motorists in Queensland. Class 6 (light trucks and utes) – $411. com. Payment info. For most people, you generally have a choice of either a 12-month policy or a 6-month policy. Which means they get the help they need, and you won. Towing Nominated RV If the Nominated RV cannot be made mobile on the roadside following a Breakdown, we can arrange for towing to the nearest appropriate repairer only, in the direction of travel (final destination) up to the value of $3,300 p. RACQ left the CTP scheme on 1 October 2023. Call 844-723-2524 (844-QBE-CLAIMS) , our 24/7 hotline. We will determine this at the time we assess your claim, having regard to the age and condition of your Motorcycle and the. Windshield and glass-only claims. Points of praise for AAMI: AAMI's top score was given for its timeliness in responding to claims. + Based on RACQ data during the assessment. You can renew your registration online up to 3 months before it expires, but you will need to have a renewal notice to do so (unless you’re renewing a. We’ll pay the reasonable amount it would cost. Have you been injured in a motor vehicle accident?Introduction. Our provider will arrange to have the windshield or glass repaired or. Our car and home insurance has won more than 25 Mozo People's Choice Awards. your email address. 2. We rescue over 2,000 drivers a day*. Previously, Barry was an Editor at The Road Ahead Publishing. 132 818 (8:30am–5pm, Mon–Fri). au can, fortunately, provide you with an online Greenslip Calculator ®, thanks to the State Insurance Regulatory Authority of New South Wales. ABN: 91099692636. You don’t have to wait for your renewal to switch insurers, you can do this online at any time prior to your vehicle registration by visiting service. com. Find a store. Select the cover you'd like to renew. Get your CTP green slip for drivers in New South Wales with QBE - Australia's leading insurance provider. The completed form needs to be sent to: Allianz Australia. The My NRMA app also has useful advice including road trip itineraries, locals guides and tips to make the most of. Become an RACQ Member. It’s easy to get a CTP Green Slip. Service NSW on 13 77 88. AAMI’s Driver Protection Cover (Driver Protection Cover) provided limited. Switch to email for insurance documents. If you have an enquiry about applying for a CTP refund, contact. If you, or anyone driving your car. Allianz Insurance Covers The Things That Matter Most To You. Policies eligible for the NRMA Insurance Loyalty. com for details. Home buying guide. You can renew your registration online at the Department of Transport and Main Roads (DTMR) website. For NSW CTP Green Slip payments, complete your renewal notice slip and post it with a cheque or money order to: Apia CTP, GPO Box 4091, Sydney NSW 2001 *MAI policies cannot be paid to us. CTP, also known as a Green Slip in NSW, covers your liability and the liability of anyone else who drives your car for injuries you may have caused to other road users in a motor accident. Personal mobility device cover only. To update the address for your RACQ Bank products: Log in to RACQ internet banking. Coverage applies to a wide range of scooters, mopeds, cruisers, sport bikes, touring bikes, naked bikes and dirt bikes. Can't find your Payment Reference Number (PRN)? Your PRN is located on the bottom of your policy renewal statement. AAI LIMITED TRADING AS GIO. How do I renew my membership with NRMA? To renew your membership online, visit NRMA* or renew. If the CTP green slip price is based correctly on your vehicle and details, the price must be the same whether you buy the CTP green slip directly from an insurer, agent or broker, by phone, online or in person. What to do if. Renewing or replacing your licence launch east. When you choose QBE for your car insurance, you'll get an up-front, fair premium that takes into account the information you provide us. If you pay by instalments, we'll deduct any unpaid. Not an NRMA customer and need a hire car? Find help now. Complete the form to renew your roadside assistance. For NSW CTP Green Slip payments, complete your renewal notice slip and post it with a cheque or money order to: Apia CTP, GPO Box 4091, Sydney NSW 2001 *MAI policies cannot be paid to us. We’ll tow your vehicle up to 100km in any direction if we can’t get it going again. QLD car insurance explained. Victoria. Your CTP Green slip renewal is mailed to you by your current CTP insurer approximately 4 weeks prior to renewal. Select 'Profile'. Get insurance quote. Foreign bank telegraphic transfer. 96. au. Join the NRMA today. What is QLD CTP insurance? Compulsory Third Party (CTP) insurance is a mandatory policy that generally covers the liability of you or anyone who drives your vehicle with your permission for injury caused to passengers and other road users in an at-fault motor accident. NSW CTP Green Slip Insurance, and. TTY/Voice. For new policies from 8 November 2023, the terms and. Insurance products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). AAI LIMITED TRADING AS GIO. Our provider will arrange to have the windshield or glass repaired or. The cost of our Third Party Property Damage Car Insurance is determined by a range of factors, including: the age and driving experience of the person who drives the car the most. your renewal notice from AAMI. AAMI Is Trusted Since 1969, Enjoy Customer Rewards And Many More Extras. Insurers fight Qld’s CTP ‘nationalisation’ push. Eligible policies are Suncorp Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), Motorhome and Boat. Repayment type: Principal and interest. Find my CTP insurer. Get peace of mind on the road with unlimited roadside assistance – no matter where you are. If your vehicle becomes unregistered, you may be able to ask your CTP insurer for a partial CTP refund. Back; HOME OWNER OCCUPIER Home and Contents Combined;. If the accident. It covers third parties including passengers, pedestrians, and drivers of other vehicles, but it does not compensate the driver at-fault. It’s also our most popular policy. your email address. Here’s some of our policy benefits designed to cover your EV: Cover for fire, including battery thermal runaway 6. Get a quick quote. Leisure. 1300 131 000. RACQ Auto Glass warranty terms & conditions. 2(c)(iv) do not apply if RACQ’s recordsA Blue Slip Inspection report confirms an unregistered vehicle’s safety and ensures that it complies with identification and design regulations. Call 1300 660 046 13 46 46 to pay your policy. Get a Green Slip quote Renew your Green Slip. Diesel Injection Systems. We’re owned by our members, so you know we’ll look after you. Green home loan. Search. Have the following handy when you call. If you cancel within this period and haven’t made a claim, you can get a full refund. If you're an Aussie over 50, we're here to provide you with a better insurance experience. NSW CTP Green Slip; ACT MAI Insurance; View all Car & Vehicle Insurance. renewal notice from Transport for NSW (TfNSW) your Payment Reference Number (PRN), and. In 6 months time you will get a rego renewal that is for 6 months, no inspection will be required. I just recieved my NRMA green slip renewal. *Request a copy of your: *Policy number. Our Comprehensive Car Insurance will help your EV be ready for the road. Find an 'at-fault' vehicle's CTP insurer. We’ll do out best to get you up and running asap. Pacific. Use the Green Slip Price Check. Once you’ve purchased your CTP policy, GIO will send the policy details to TfNSW electronically. CTP insurance covers the cost of third party compensation claims, if you, or anyone driving your car, causes an accident in which someone else is injured. Never ever again will i insure with QBE. Get Lifestyle. Request roadside assistance at the tap of a button. Where to send your form. Use our quick and easy tool to find a vehicle’s CTP insurer. cancel your service contract with us; and. As long as your vehicle’s registered in NSW, the Green Slip covers the driver of your vehicle for injuries caused to other parties in a motor vehicle accident 24 hours a. Great for refreshing your driving skills, and updating your road rule knowledge. Winner of Canstar's 2022 - 2023 Most Satisfied Customers - Roadside Assistance Award. Hello all, Just received my green-slip renewal, and it has risen $100 since last one, any one else in NSW got there's lately? My car has only increase NSW Greenslip - Australian Kawasaki GTR Ownersᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ ᅠ Select Download Format Aami Green Slip Renewal Download Aami Green Slip Renewal PDF Download Aami Green Slip Renewal DOC ᅠ Browsing the necessary medical street where koreans as the ctp insurer pays them? Sachets and he bought my car is as we offerAn International Driving Permit (IDP) entitles you to drive in certain countries without undergoing any new driving tests. Conditions apply. AAMI Is Trusted Since 1969, Enjoy Customer Rewards And Many More Extras. Complete our claims form and send it to us in your own time. Help and information for customers with an insurance policy purchased direct from QBE; request your certificate of currency, make a payment, make a claim, or renew your policy. That new set of wheels comes with plenty of optional extras, but car insurance isn't one of them. If your current CTP insurer is RACQ, you will remain insured with them until your vehicle registration. It covers the cost of injuries caused by your vehicle to the people involved in an accident, including the driver (if the accident occurred in NSW). To renew your roadside assistance: Log in to My RACQ here to access your roadside assistance dashboard. You'll need your credit card details and policy information on hand when you call. I confirm that I am/we are authorised by the registered operator of the vehicle to switch CTP. Trading Monday through to Saturday, Ultra Car Care Caboolture specialise in Log Book Servicing and all. However, the company can trace its origins back to 1998 through its sister company, OUTsurance. What to do if. If you currently have CTP (Compulsory Third Party) insurance with RACQ: You will remain insured until the next expiry date of your registration. CTP insurance is paid as part of your vehicle registration. You don’t have to wait for your renewal to switch insurers, you can do this online at any time prior to your vehicle registration by visiting. 4, VIC Allianz 0. Application for personal injury benefits.